If you have a mortgage on your house, a car loan or any other form of
debt, you can account for it by adding a Loan -
so that your overall wealth calculation does not miss the money you
owe.
When you add
a real estate Investment, you have the option to record a mortgage. A
property mortgageis a special kind of
Loan
as it is linked to a specific
property, which
represents its collateral. If you add one, it will be automatically
recorded among your liabilities.